GC Invest — Property investment Costa Brava

Investing in real estate:
how to do it right in 2026.

Buy to let, property development or crowdfunding. We explain each route with real numbers and give you access to Costa Brava opportunities.

Discover opportunities

You can also write to us via form or call us at +34 694 234 665.

The 3 main routes for property investment

Direct buy to let

4-7% net yield + capital gain

You buy a flat, house or tourist apartment, rent it out (residential or holiday) and earn monthly income. Long-term capital appreciation adds to the return. In coastal areas like Roses or Empuriabrava, tourist flats generate net yields of 5-7% in peak season. In Figueres, stable residential rental gives 4-6% with less volatility. Typical capital: €80-300k of own contribution.

Pros

✓ Recurring income, ✓ Long-term capital gain, ✓ Leverage with mortgage

Cons

✗ Active management, ✗ Low liquidity, ✗ Vacancies and repairs are your problem

Property development investment

8-15% TAE in 18-36 months

You participate as an investor partner in a specific development project: the professional team (GC Invest) buys land or a building, develops it, and after 18-36 months it is sold. Your capital works in the project during that time and you receive the principal plus the agreed return. Minimum tickets from €25-50k.

Pros

✓ Higher returns, ✓ No management on your part, ✓ Developer's skin in the game

Cons

✗ No liquidity during the cycle, ✗ Project-specific risk, ✗ High minimum ticket

Real estate crowdfunding / REITs

5-9% annual diversified

You participate with small tickets (from €100) on platforms that pool investors for projects. Or you buy shares in listed SOCIMIs/REITs. Maximum diversification, low minimum ticket, but platform fees reduce net return.

Pros

✓ Diversification, ✓ Low ticket, ✓ Liquidity (in listed REITs)

Cons

✗ Fees reduce returns, ✗ No direct control, ✗ Stock market volatility in REITs

Why invest on the Costa Brava in 2026

The Costa Brava leads the price/m² in the entire Girona province. Roses closed March at €3,752/m², Empuriabrava at €3,369/m². Sustained demand in premium areas.
International buyers sustain the market: 27%+ of transactions in Girona, +80% in Empuriabrava. French, German, Belgian and Swiss buyers pay firm prices.
Tourist rental works in coastal areas 4-5 months a year with 70-90% occupancy in July-August. Net yields of 5-7% are common.
AVE Figueres-Vilafant high-speed rail connecting to Barcelona and Paris (TGV INOUI 42 min to Perpignan). This supports stable residential demand in Figueres and surroundings.
Finite land in premium areas. Cadaqués, Port de la Selva, coastal Empuriabrava have planning restrictions that limit new supply. This protects long-term value.

How we work with investors at GC Invest

Profile analysis

Initial conversation to understand your goal (income, capital gain, both), your time horizon, your investment capacity and your risk appetite. No commitment.

Recommended routes

We tell you which route fits your profile best: direct purchase, development or a mix. With concrete numbers for each option.

Access to opportunities

We show you active properties for buy-to-let and open GC Invest projects with their expected return and timelines.

Execution and reporting

If we move forward, we manage the entire operation. Quarterly reporting on development projects so you can see progress and your real return.

Frequently asked questions

How to invest in real estate in 2026?

There are three main routes: direct purchase for residential or tourist rental, investment in property development as a project partner, or crowdfunding/REITs. Each has a different risk and return profile.

What is the return on investing in property on the Costa Brava?

Buy-to-let in Roses or Empuriabrava: net yields of 4-7% + capital gain. Property development with GC Invest: returns of 8-15% TAE. Stable residential rental in Figueres: 4-6% net yield.

How much capital is needed to start?

Direct purchase: from €80,000-150,000 of own capital (plus mortgage). Development with GC Invest: minimum ticket from €25,000-50,000 depending on the project. Real estate crowdfunding: from €100-1,000 per investment.

Is it a good time to invest in real estate in 2026?

Yes, with nuances. The Costa Brava leads the price per m² in Girona, international buyers sustain demand and a stabilised Euribor favours financing. But real estate investment is medium to long-term: if you need the capital in less than 3 years, it is not for you.

Better to invest in buy-to-let or development?

Buy-to-let: more conservative, recurring income, slow capital gain. Suitable if you want monthly income. Development: potentially more profitable but an 18-36 month cycle without liquidity. At GC Invest we advise based on your profile.