Euribor today

Current value

3.247%

Monthly average for September 2026 — source: ECB

Last 12 months

September 2026 3.247%
August 2026 2.954%
July 2026 2.855%
June 2026 2.798%
May 2026 2.804%
April 2026 2.747%
March 2026 2.565%
February 2026 2.221%
January 2026 2.245%
December 2025 2.267%
November 2025 2.217%
October 2025 2.187%

The Euribor is the most common reference interest rate for variable mortgages in Spain.

The European reference interest rate is reviewed monthly and directly affects variable-rate mortgage payments. If your mortgage is tied to the Euribor, a 0.5-point change can mean hundreds of euros difference per year.

Have a variable mortgage? Check whether you can improve it